Question 1

Is the first consultation really 100% free?

Accepted Answer

Yes — no obligation. We audit your current coverage, budget, and real risk first, then recommend a plan that fits. Sometimes that means a smaller policy than you expected, or none at all if you are already well covered.

Question 2

What does "multi-carrier" actually mean for me?

Accepted Answer

We are accredited across multiple licensed carriers — Pioneer Insurance, Paramount Gen Ins, Maxicare, Intellicare, ICARE, Inlife Benefits, and Philcare — so your recommendation is matched to your risk profile, not a single carrier's product catalog pushed on every client.

Question 3

Which areas do you serve?

Accepted Answer

We are based in Cebu Business Park, Cebu City, and serve clients across Cebu and the wider Visayas region — in person at our office or online, whichever you prefer.

Question 4

Can I meet with an advisor online instead of in person?

Accepted Answer

Yes — every consultation can happen online or face to face. Choose whichever channel works for you when you book through our quote wizard.

Question 5

How does claims support work once I am enrolled?

Accepted Answer

We stay involved after the sale — coordinating with your carrier from the first call through to payout, and following up on renewals so your coverage never lapses unnoticed.

Question 6

Do you only work with individuals, or also SMEs and companies?

Accepted Answer

Both. We place individual and family policies as well as group HMO, group accident, and fleet coverage for SME owners and corporate HR teams across the Visayas.

Let's talk about your coverage

Frequently asked questions

Is the first consultation really 100% free?