Ultima Insurance AgencyUltimaInsurance Agency
Free Consultation
Property

Property Insurance

Fire, typhoon, and flood protection for your Cebu home or business, matched to your real exposure.

Property coverage against fire, typhoon, flood, and other perils common to Cebu — for homeowners, landlords, and business premises.

What's included

  • Fire and allied perils coverage
  • Typhoon and flood add-ons — a real consideration for Visayas properties
  • Residential and commercial premises options
  • Straightforward claims support after a covered event

Who it's for

Homeowners, landlords, and SME owners insuring a physical premises in Cebu.

Book a Free Consultation
Risk Calculator

How exposed are you right now?

Estimate fire, typhoon, and flood exposure for your home or business in Cebu.

15 yrs

Flood/typhoon exposure of the area

Property type

Your indicative risk score

Low Risk
Building ageCurrent: 15 yrs
LowModerateHigh

Want to avoid all the risk? Take an appointment to receive a quote adapted for you.

Book My Free Consultation

Indicative risk estimate only — not a premium quote. Your exact quote is confirmed by an advisor.

Frequently asked questions

Does property insurance cover typhoon and flood damage?

Fire and allied perils are the base of most policies — typhoon and flood are typically added as riders. Given how common both are in the Visayas, we walk through which add-ons make sense for your specific location during your free consultation.

Stay ahead of your property renewal

Get renewal reminders and coverage guides — no spam, unsubscribe anytime.

Want to know about our current promotions?

Ask us during a free consultation — or learn more about who we are first.

Ask for an AppointmentKnow More About Us