HMO / Health Plans
Find the right HMO plan in Cebu after a real audit, plus a free annual physical exam.
Your first consultation is 100% free, and it's a real audit: we look at your current coverage, medical history, budget, and family situation before recommending a plan, not after.
What's included
- 100% free first consultation to audit your optimal HMO match
- Unlimited consultations plus one free Annual Physical Examination (APE) through our co-marketing benefit
- Compare plans across our accredited HMO partners side by side
- Corporate/group HMO options for SME teams
Who it's for
Individuals, families, and SME owners in Cebu who want to stop overpaying for coverage they don't use, or start covering gaps they currently have none for.
Book a Free ConsultationHow exposed are you right now?
Estimate the gap between your current HMO plan and your real medical exposure.
Pre-existing condition
Doctor visits per year
Your indicative risk score
Low RiskWant to avoid all the risk? Take an appointment to receive a quote adapted for you.
Book My Free ConsultationIndicative risk estimate only — not a premium quote. Your exact quote is confirmed by an advisor.
Frequently asked questions
Is the first consultation really free?
Yes — no obligation. We audit your current coverage and needs first, then recommend the plan that actually fits, even if that means a smaller plan than you expected.
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