Travel

Travel Insurance

Q: Should I get single-trip or annual multi-trip cover?

If you travel once or twice a year on a predictable schedule, single-trip policies purchased ahead of each trip are usually more cost-effective. Frequent travelers typically save more with an annual multi-trip plan.

Single-trip or annual travel insurance for OFWs and frequent flyers, bought online in minutes.

Book a Free Consultation Calculate My Risk

Medical, baggage, and trip-cancellation coverage for a single trip or year-round travel — purchasable directly online for the fastest issuance of any line we sell.

What's included

Instant online purchase for single-trip coverage
Annual multi-trip options for frequent travelers
Medical, baggage, and trip-cancellation protection
Emergency assistance coordination while abroad

Who it's for

OFWs, frequent travelers, and families planning a single big trip.

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Risk Calculator

How exposed are you right now?

Estimate your exposure for an upcoming trip — medical, baggage, and cancellation risk combined.

Trip duration (days)31 days

Destination risk profile

Traveler age band

Your indicative risk score

Low Risk

Trip duration (days)Current: 31 days

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Want to avoid all the risk? Take an appointment to receive a quote adapted for you.

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Indicative risk estimate only — not a premium quote. Your exact quote is confirmed by an advisor.

Frequently asked questions

Is travel insurance different from OWWA coverage for OFWs?Should I get single-trip or annual multi-trip cover?

Is travel insurance different from OWWA coverage for OFWs?

Yes — OWWA coverage is compulsory deployment insurance tied to specific circumstances under POEA/DMW rules, not general travel protection. Personal travel insurance covers illness treatment, baggage loss, and trip cancellation on top of that.