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Motor

Motor Vehicle Insurance

Comprehensive or third-party motor insurance in Cebu, priced against real road risk.

From daily-driver comprehensive coverage to third-party liability minimums, we place your motor policy with the carrier that prices your actual vehicle and driving profile fairly.

What's included

  • Comprehensive and third-party liability options
  • Acts of nature / flood and typhoon add-ons available
  • Fast claims coordination after an accident
  • Renewal reminders so your coverage never lapses unnoticed

Who it's for

Individual car and motorcycle owners across Cebu and the Visayas.

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Risk Calculator

How exposed are you right now?

Estimate your road-risk exposure driving in Cebu — younger and senior drivers carry more statistical risk.

44 yrs

Years driving experience

Vehicle age

Your indicative risk score

Moderate Risk
Driver ageCurrent: 44 yrs
LowModerateHigh

Want to avoid all the risk? Take an appointment to receive a quote adapted for you.

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Indicative risk estimate only — not a premium quote. Your exact quote is confirmed by an advisor.

Frequently asked questions

Is third-party motor insurance mandatory in the Philippines?

Yes — Compulsory Third-Party Liability (CTPL) is required for vehicle registration. We can place CTPL alone or bundle it into a comprehensive policy for real protection beyond the legal minimum.

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Want to know about our current promotions?

Ask us during a free consultation — or learn more about who we are first.

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