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Privacy Policy

Last updated: July 2026

1. Who we are

Ultima Insurance Agency (legally Ultima Consultancy Inc.) is an insurance advisory agency based at 14F, Latitude Corporate Center, Mindanao Avenue, Cebu Business Park, Cebu City 6000, Philippines. This policy explains how we collect, use, and protect personal data in compliance with the Philippine Data Privacy Act of 2012 (RA 10173).

2. What we collect

When you request a consultation, quote, or submit a contact form, we collect your name, contact details, and information about the coverage you're interested in. If you proceed with a policy, we collect the additional personal and medical information required by the relevant carrier to underwrite your application.

3. How we use your data

We use your information to provide consultations, prepare quotations, process applications with our accredited carriers, service active policies, and send renewal reminders. We do not sell your personal data to third parties.

4. Sharing with carriers

As a multi-carrier agency, we share the information necessary to process your application or claim only with the specific licensed insurance company you choose to apply with — Pioneer Insurance, Paramount General Insurance, Maxicare, Intellicare, ICARE, Inlife Benefits, or Philcare — and only to the extent required for underwriting, policy administration, or claims processing.

5. Your rights

Under the Data Privacy Act, you may request access to, correction of, or deletion of your personal data, subject to our legal and regulatory retention obligations as an insurance intermediary. Contact us at info@ultimainsuranceph.com to exercise these rights.

6. Contact

Questions about this policy can be directed to info@ultimainsuranceph.com or our office at the address above.