Group Accident Insurance
Affordable group accident cover for Cebu SME teams — one policy, one renewal date.
Group personal accident coverage for SME teams and organizations — one policy, one renewal date, coverage for everyone on payroll.
What's included
- One policy covering the full team
- Simple enrollment as staff join or leave
- Affordable per-head pricing for SMEs
- Bundles cleanly with corporate HMO plans
Who it's for
SME owners and corporate HR teams covering staff against accidental injury or death.
Book a Free ConsultationHow exposed are you right now?
Estimate your team’s aggregate accident exposure as an SME employer in Cebu.
Field / physical work exposure
Current accident coverage
Your indicative risk score
Low RiskWant to avoid all the risk? Take an appointment to receive a quote adapted for you.
Book My Free ConsultationIndicative risk estimate only — not a premium quote. Your exact quote is confirmed by an advisor.
Frequently asked questions
Does group accident insurance replace HMO for my employees?
No — the two cover different things. HMO settles medical treatment costs directly with providers; group accident insurance pays a fixed benefit for accidental death or disability, usable for anything. Most complete SME benefits packages carry both.
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